Insurance transfers the financial risk of life’s events to an insurance company. A sound insurance strategy can help protect you, your family, and/or business from the financial consequences of those events.
Types of insurances we use to develop strategies for your needs, (but are not limited to):
Term
Permanent
Cash Value
Universal
Indexed
Variable
Whole Life
Second to Die
Irrevocable Life Insurance Trust (ILIT)
Supplemental Retirement
Mortgage Protection
Key Person
Buy / Sell
Deferred Compensation
Executive Bonus
Traditional LTC
Hybrid LTC
Asset based LTC
Long term care riders
Chronic illness riders
Options to help cover: Home Health Care, Nursing Home, Assisted Living
Individual disability income insurance
Short-term and Long-term disability
Business Overhead Expense
Key person
Benefits can be paid monthly or in lump sum
Options for: Own Occupation, Non-cancelable, Partial disability, Rehabilitation benefits, Catastrophic benefits, and more
Discover the many reasons it makes sense to purchase life insurance and how to determine your financial needs. Learn more about life insurance here.
A long-term disability could destroy your financial security. Don’t let that happen. Find out how disability income insurance can help.